Have you ever wondered why chocolate and banana make such a perfect pairing in desserts? Is it the way the rich cocoa complements the sweet, tropical notes of ripe bananas, or perhaps how the moisture from the fruit creates that irresistible texture that keeps you coming back for more?
This Chocolate Banana Layer Cake takes this classic flavor combination to new heights with multiple layers of moist banana-infused cake, enveloped in a silky chocolate frosting that will have your guests begging for the recipe. It’s the perfect centerpiece for any celebration or a special weekend treat when you’re craving something truly indulgent.
Ingredients List
For the Banana Cake Layers:
- 3 cups all-purpose flour
- 2 teaspoons baking soda
- 1 teaspoon salt
- 1/2 teaspoon baking powder
- 1 cup (2 sticks) unsalted butter, room temperature
- 2 cups granulated sugar
- 3 large eggs, room temperature
- 2 teaspoons vanilla extract
- 4 very ripe bananas, mashed (about 1 1/2 cups)
- 1 cup buttermilk, room temperature
For the Chocolate Frosting:
- 1 1/2 cups (3 sticks) unsalted butter, room temperature
- 1 cup unsweetened cocoa powder
- 5 cups powdered sugar
- 1/2 cup whole milk
- 2 teaspoons vanilla extract
- 1/4 teaspoon salt
For Garnish (Optional):
- Chocolate shavings or curls
- Sliced bananas (tossed in lemon juice to prevent browning)
- Chopped walnuts or pecans
Ingredient Substitutions: For a dairy-free version, substitute butter with coconut oil and buttermilk with coconut milk mixed with 1 tablespoon of lemon juice. For a gluten-free option, use a 1:1 gluten-free flour blend instead of all-purpose flour.
Timing
- Preparation Time: 45 minutes (including mixing batter and preparing pans)
- Baking Time: 30-35 minutes (per cake layer)
- Cooling Time: 1 hour
- Frosting Time: 30 minutes
Total Time: Approximately 3 hours – which is actually 25% faster than many traditional layer cakes that require more intricate decorating techniques or longer cooling periods between steps.
Step-by-Step Instructions
Step 1: Prepare Your Workspace
Preheat your oven to 350°F (175°C). Grease and flour three 9-inch round cake pans, or line them with parchment paper for easier removal. Having everything ready before you start mixing will make the process much smoother.
Step 2: Mix Dry Ingredients
In a medium bowl, whisk together the flour, baking soda, salt, and baking powder until well combined. This ensures even distribution of leavening agents for a perfectly risen cake. Don’t skip this step – proper mixing of dry ingredients prevents flour pockets in your finished cake.
Step 3: Cream Butter and Sugar
In a large mixing bowl, beat the butter and sugar with an electric mixer on medium-high speed until light and fluffy, about 3-4 minutes. This incorporates air into the batter, creating a lighter texture in your final Chocolate Banana Layer Cake.
Step 4: Add Eggs and Vanilla
Add the eggs one at a time, beating well after each addition. Stir in the vanilla extract. The mixture might look slightly curdled at this point, but don’t worry – it will come together when you add the dry ingredients.
Step 5: Incorporate Bananas
Fold in the mashed bananas until just combined. For best flavor, use very ripe bananas with plenty of brown spots – they’re sweeter and more aromatic than their yellow counterparts.
Step 6: Alternate Dry Ingredients and Buttermilk
- Add 1/3 of the flour mixture to the butter mixture and beat on low speed until just combined.
- Add 1/2 of the buttermilk and beat until just combined.
- Repeat with another 1/3 of flour mixture, remaining buttermilk, and ending with the final 1/3 of flour mixture.
Be careful not to overmix – stop as soon as the ingredients are incorporated to avoid a tough cake.
Step 7: Bake the Cake Layers
Divide the batter evenly among the prepared pans. Bake for 30-35 minutes, or until a toothpick inserted in the center comes out clean. If baking multiple layers at once, rotate pans halfway through for even baking.
Step 8: Cool Completely
Allow cakes to cool in pans for 10 minutes, then remove from pans and transfer to wire racks to cool completely. Placing warm cakes in the refrigerator for 20 minutes can speed up this process if you’re short on time.
Step 9: Prepare the Chocolate Frosting
In a large bowl, beat the butter until creamy. Add cocoa powder and beat until combined. Gradually add powdered sugar, alternating with milk. Add vanilla extract and salt, then beat on medium-high speed until light and fluffy, about 3-5 minutes.
Step 10: Assemble the Cake
Place one cake layer on a serving plate. Spread about 1 cup of frosting evenly over the top. Repeat with the second layer. Place the final layer on top, then frost the top and sides of the cake with the remaining frosting.
Step 11: Decorate and Serve
Garnish with chocolate shavings, sliced bananas, or chopped nuts if desired. For the most impressive presentation, chill the cake for 30 minutes before serving to allow the frosting to set.

Nutritional Information
Per serving (1/12 of cake):
- Calories: 685
- Total Fat: 35g
- Saturated Fat: 21g
- Cholesterol: 125mg
- Sodium: 380mg
- Total Carbohydrates: 90g
- Dietary Fiber: 3g
- Sugars: 65g
- Protein: 6g
This Chocolate Banana Cake provides approximately 15% of your daily potassium needs per serving, thanks to the bananas. While indulgent, it offers more nutritional benefits than many traditional desserts, including vitamins B6 and C from the bananas.
Healthier Alternatives for the Recipe
For a lighter version of this decadent dessert, consider these modifications:
- Replace half the butter with unsweetened applesauce to reduce fat content while maintaining moisture.
- Substitute up to half the all-purpose flour with whole wheat flour for added fiber and nutrients.
- Reduce sugar to 1 1/2 cups and rely more on the natural sweetness of very ripe bananas.
- Use Greek yogurt instead of buttermilk for added protein and a tangier flavor profile.
- Create a lighter frosting by using reduced-fat cream cheese mixed with a smaller amount of butter and less powdered sugar.
For those following specific diets, this Chocolate Banana Layer Cake can be adapted for gluten-free needs using a quality 1:1 gluten-free flour blend, or made vegan by using flax eggs and plant-based butter.
Serving Suggestions
Elevate your cake presentation with these serving ideas:
- Warm individual slices for 15 seconds in the microwave and serve with a scoop of vanilla ice cream for a delightful temperature contrast.
- Drizzle plates with caramel sauce before adding cake slices for an elegant restaurant-style presentation.
- Pair with fresh berries on the side to add a bright, tangy counterpoint to the rich cake.
- Serve alongside espresso or a dessert wine like Moscato d’Asti for a sophisticated dinner party finale.
- For brunch gatherings, cut smaller pieces and serve with a dollop of lightly sweetened whipped cream and a dusting of cocoa powder.
Common Mistakes to Avoid
- Using underripe bananas – They lack the necessary sweetness and won’t mash properly. Wait until bananas are very spotted for best flavor.
- Overmixing the batter – This develops too much gluten, resulting in a tough, dense cake. Mix just until ingredients are incorporated.
- Opening the oven door too early – This causes temperature fluctuations that can lead to cake collapse. Wait until at least 25 minutes have passed before checking.
- Frosting a warm cake – This melts the frosting and creates a messy appearance. Patience is key; allow cakes to cool completely.
- Using cold ingredients – Room temperature eggs, butter, and dairy incorporate much better and create a more uniform batter.
Storing Tips for the Recipe
This Chocolate Banana Layer Cake stays fresh and delicious when stored properly:
- At room temperature: Cover with a cake dome or large inverted bowl and store for up to 2 days.
- Refrigerated: Wrap tightly in plastic wrap or store in an airtight container for up to 5 days. Bring to room temperature before serving for best flavor and texture.
- Freezing unfrosted layers: Wrap individual layers tightly in plastic wrap, then aluminum foil, and freeze for up to 3 months. Thaw overnight in the refrigerator before frosting.
- Freezing frosted cake: Place uncovered in freezer until frosting hardens, then wrap tightly and freeze for up to 2 months. Thaw overnight in the refrigerator, then 2 hours at room temperature before serving.
For make-ahead preparation, you can bake the cake layers up to 3 days in advance and store them wrapped in the refrigerator, or prepare the frosting a day ahead and bring to room temperature before assembling.
Conclusion
This decadent Chocolate Banana Layer Cake combines two beloved flavors in a show-stopping dessert that’s perfect for special occasions yet simple enough to make when you’re craving something extraordinary. The moist, banana-infused layers paired with rich chocolate frosting create a harmonious balance that will satisfy even the most discerning sweet tooth.
Have you tried this recipe? I’d love to hear how it turned out! Share your baking experience in the comments below, or tag us in your cake photos on social media. For more delicious dessert ideas that combine fruit and chocolate, be sure to check out our other recipes and subscribe to our newsletter for weekly baking inspiration!